If even thinking about retirement planning makes you nervous or puts you to sleep, you are not alone. Whether you are already retired/on the verge of retirement or just starting to ponder it, we can help you with a retirement plan.
Retirement planning is a broad term that refers to learning about and choosing financial strategies that will enable you to be comfortable and secure in your retirement years. A good retirement plan, executed with your goals in mind, can provide you with enough money to cover all of your later-year living expenses.
Many Americans haven’t saved or invested enough money to retire in their 60s with the confidence that their funds will last. Far too many retirees end up relying on Social Security to cover the majority of their living expenses, only to find out the hard way that it isn’t nearly enough.
You are unlikely to meet your retirement planning goals if you simply allocate a portion of your salary to a savings account. Instead, we recommend investing in assets that gain value over time. This is where the help of a Financial Advisor comes in.
As a Chartered Financial Analyst® (CFA®) and a member of All Seasons Wealth investment committee, I am responsible for equity and mutual fund research, analyzing market trends and assisting with portfolio construction. My goal for my clients is to understand their retirement goals, assess their needs and wants, and strategize alongside them towards a financially sound future.